What are you planning for?

A guided financial goal-planning experience — not a generic calculator

Most "SIP calculators" ask for a return rate and spit out a number. The PNI Goal Planner™ starts somewhere more honest: your goal, in your own words. It asks what you're picturing — a peaceful retirement or a travel-heavy one, your child's education in India or abroad, a first home or an upgrade — before it ever talks about money. That's deliberate. We educate before we recommend, and a plan means little if it isn't tied to a real life goal.

Once your goal is clear, the Planner walks through your timeline, what the goal would cost in today's money, whether you've already started saving toward it, and how comfortable you are with investment ups and downs along the way. It then shows you an inflation-adjusted target, what your current savings are projected to become, the resulting funding gap, and a starting monthly SIP — with a Steady, Step-Up or Accelerated option, so you can see how a plan changes shape with a different approach.

What goals can you plan for?

• Retirement — build the corpus for the life you want after work. See our Retirement Planning guide.
• Child's Education — from an Indian undergraduate degree to postgraduate study abroad. See our Child Education Planning guide.
• A Home — plan the down payment for your first home, an upgrade, or an investment property.
• Financial Freedom — a corpus that lets work become a choice, not a necessity.
• Passive Income — a target monthly income stream and the corpus behind it.
• Other meaningful goals — a dream vacation, a luxury purchase, an emergency fund, or something entirely your own.

What you'll receive

At the end of the Planner, once you enter your email, we send a copy of your Goal Plan straight to your inbox — your target, your funding gap, your suggested starting SIP, and the assumptions behind it — so you have something concrete to work from, whether or not you speak to us next.

The PNI methodology behind it

Every plan the Goal Planner produces sits inside two frameworks we use with every family we work with: the PROTECT Framework™, which sequences planning, protection and growth in a disciplined order, and the Family Wealth Pyramid™, which insists a secure foundation and protection come before growth. The Goal Planner's numbers are illustrative — a starting point for a conversation with a Family Wealth Coach, never a guarantee of returns or a substitute for personalised advice.